We do not offer refunds for any reason. Our products are digital assets that cannot be returned therefore we don’t offer refunds on any product. Our services require our time in which we cannot get back therefore we do not offer refunds for our services. We show full previews of every digital product we offer. Please review the information carefully so that you are only purchasing products that you intend to. This policy is strictly enforced.
Privacy & Terms
Our monthly subscription plan includes members only discounts and offers. The information in the membership area is updated monthly on the 1st of the month and is available through the last day of the month. It is the members responsibility to open and save the content that is included in the members portal every month. Once the new month rolls over, the content is no longer available. If a member joins on the last day of the month, they will only have one day to download the information. Members are charged their first payment on the day they join the membership and on the 1st of every month thereafter. Members can login and cancel their own membership with no notice required. Access to the membership area is immediately available when a member joins and immediately unavailable when they cancel. There are no refunds offered once you join our membership.
Commitment to Your Privacy
This site is owned and operated by GWAP Financial Services, Inc. Your privacy on the Internet is of the utmost importance to us. At GWAP Financial Services, Inc we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.
Sharing of Information
GWAP Financial Services, Inc does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.
GWAP Financial Services, Inc operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.
Information GWAP Financial Services, Inc Gathers and Tracks
GWAP Financial Services, Inc gathers two types of information about users:
• Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever.
• Information GWAP Financial Services, Inc gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.
GWAP Financial Services, Inc tracks user traffic patterns. However, we do not correlate this information with data about individual users. GWAP Financial Services, Inc does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). GWAP Financial Services, Inc sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.
Public Safety and Legal Process We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.